NEXOS Payments · open to any business
Payment processing built for your business.
Lower processing costs. Modern payment technology. One partner for payments, hardware, and the operations that run your business.
Review what you pay to accept cards, replace aging hardware, and simplify payments. Use NEXOS POS or keep a compatible system you already have.
A savings check, not a commitment: free, no obligation, and open to any business with or without the rest of the NEXOS platform. If your current pricing is already competitive, we'll tell you.
Two ways to work with us.
Use the full NEXOS platform, or choose payments and hardware while keeping your current system. Both options are fully supported.
Integrated payments
Run POS, payments, invoices, inventory, labor, and reporting on one platform. One system, one login, with numbers that already agree.
See NEXOS POSStandalone processing
Keep the POS you already have, where it is compatible, and move the payments relationship and the hardware to us. No migration, no rip and replace, and no requirement to adopt anything else.
Start a savings reviewPayment pricing is hard to compare.
Interchange and network assessments are pass-through costs. Processor markup sits on top. Tiered buckets, bundled categories, and vague "service fee" line items can make your effective cost difficult to find.
We start with analysis, not a sales pitch. We make the cost structure clear, then tell you what we find.
Scope of the review
A detailed cost analysis, not a generic rate quote.
Statement reconciliation
We separate interchange and network assessments from processor markup, then calculate your effective rate: the number tiered statements often make hard to find.
Pricing built around your business
We compare interchange-plus and flat-rate pricing against your volume, average ticket, and card mix. The fit depends on your business, not the seller's margin.
Underwriting and onboarding
Our payments partner handles merchant underwriting, approval, and boarding. Your payments relationship stays with a payments institution, while NEXOS provides the software.
Dispute and settlement support
Get payments support for chargebacks, settlement timing, batch reconciliation, and terminal issues instead of relying on a general support queue.
Certified payment hardware
Choose an all-in-one mobile unit or a dual-screen counter station. NEXOS deploys and supports the same POS hardware across every location.
Connected settlement and reconciliation
Authorizations, batches, and deposits sit alongside invoices, inventory, cost, and labor. Payments reconcile with operations continuously, without manual month-end work.
Your card mix determines your processing cost.
A quick-service restaurant processing a fourteen-dollar debit transaction has a different cost structure than a dental practice processing a card-not-present rewards transaction worth a hundred times more. Card type, payment method, and ticket size all affect interchange.
One pricing model does not fit every industry. We structure pricing around your business and tell you when your current arrangement is the better one.
- Restaurants & cafés
- Retail
- Dental practices
- Medical offices
- Salons & spas
- Service businesses
One platform
Payments and operations, connected through NEXOS.
Point of sale, payments, invoicing, inventory, labor, and reporting share one operating platform instead of separate systems with conflicting data.
Card payments are processed by our licensed banking partner.
One platform. One operating view.
Standalone merchant services
You do not have to adopt the platform to work with us.
Some businesses already have software they want to keep. That includes multi-location practices, professional offices, and retailers that only need payment processing and hardware.
Our payments partner boards the merchant account. NEXOS deploys and supports the terminals. Your current operation stays in place, and the NEXOS platform remains optional.
What that includes
- Merchant account boarded and underwritten by our payments partner
- NEXOS payment terminals leased with a buyout option, matched to your setup during onboarding, and supported by us
- Statement review before you commit to anything
- No platform subscription, no integration work
Why we come in lower
Lower software, hardware, and processing costs.
A point-of-sale package has three costs: software, hardware, and card processing. Some providers discount one and recover the margin through another, such as free software funded by processing rates or discounted hardware tied to a multi-year commitment.
We price all three to be lower. The platform has a published subscription. Hardware is leased as its own line item. Our payments partner prices processing for your card mix. No introductory rate is required to make the package work.
Software
Published, flat, per location
- Typical model
- A free tier without the back office, followed by quote-only pricing for the full product
- NEXOS
- One published rate per location, month to month, with the full platform included
Hardware
Leased on its own terms
- Typical model
- Discounted terminals tied to a multi-year processing commitment
- NEXOS
- Leased and supported as a separate line item from software and processing
Card processing
Priced on its own merits
- Typical model
- Mandatory processing that covers margin discounted elsewhere
- NEXOS
- Optional, underwritten by our payments partner, structured to your actual card mix
Platform pricing is published at nexosscan.com/pricing. Processing is quoted against your own statement rather than advertised as a rate because your card mix determines the actual cost.
What you are agreeing to
A statement review is an analysis, not an application.
Your statement stays yours
Your statement is encrypted in transit and at rest with per-tenant key separation. Only our team and our payments partner's underwriting desk review it for this analysis. We never sell it or broker it to processors, and we delete it on request.
No credit pull, no application
A review requires a statement. It does not require an application, a signature, a deposit, or a hard inquiry. Underwriting only begins if you decide to proceed after seeing the finding.
Our payments partner handles regulated services
Our payments partner is the institution of record for underwriting, settlement, and card-network compliance. NEXOS provides the software. You will always know which company holds your funds.
Full detail on platform security, tenant isolation, encryption, access control, and sub-processors is published at nexosscan.com/security.
How the review works
- 01
Submit a statement
One recent monthly statement is enough. We do not need system access or interrupt your operations.
- 02
We reconcile it
Pass-through costs are separated from markup, per-item and monthly charges are itemized, and your blended effective rate is calculated.
- 03
You receive a written finding
We explain where the cost can improve and why. If your current pricing is already competitive, we say so.
- 04
Our payments partner boards the account
If you proceed, our payments partner handles underwriting and approval. NEXOS deploys the hardware, and settlement connects to your operating platform.
Understand what card acceptance costs.
One statement shows what you pay today and whether there may be room to lower it.
- No commitment required
- No obligation to switch
- Written findings either way